Terms of Service

By accessing and using this website, you agree to be bound by the terms and conditions set forth below. These Terms of Service ("Terms") govern your use of Health Trust Financial's website and services. Please read them carefully.

1. Use of Website

This website is provided by Health Trust Financial, Inc. on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation of this site or the accuracy of content and materials. Your use of the website is at your sole risk.

We reserve the right to modify, suspend, or discontinue the Site at any time, without notice.

2. Nature of Services

Health Trust Financial is a licensed insurance brokerage. The content on this Site is provided for general informational purposes and does not constitute an offer of insurance, a policy, or a contract of coverage. No coverage is bound until an application is accepted by the issuing carrier.

Plan availability, pricing, provider networks, and benefits vary by state and change over time. Information on this Site may not reflect the plans currently available in your area.

3. Savings and Comparison Statements

Statements on this Site regarding potential savings reflect the experiences of some clients and are not a guarantee, promise, or projection of results. Individual results depend on your location, household income, health needs, prior coverage, and available plans. Your own outcome may differ.

4. Intellectual Property

All content on this site including text, images, logos, and other materials is the property of Health Trust Financial and may not be reproduced or used without written permission.

5. Limitation of Liability

To the fullest extent permitted by law, Health Trust Financial disclaims all warranties, express or implied. We shall not be liable for any damages arising from your use of this site.

6. External Links

Links to third-party websites are provided for convenience. We do not endorse, and are not responsible for, the content or accuracy of any external site.

7. SMS/Text Messaging Terms (A2P 10DLC Compliance)

By providing your phone number and opting into SMS communications, you agree to receive messages from Health Trust Financial, including service updates, insurance information, and promotional messages. Consent is not a condition of purchase.

• Message Frequency: Varies depending on user activity and preferences.
• Message & Data Rates: May apply depending on your mobile plan.
• Opt-Out: Reply STOP to any message.
• Help: Reply HELP, or contact us at (888) 912-5351 or sales@healthtrustfinancial.com.
• Rejoin: If you unsubscribe and later wish to rejoin, you may opt in again by completing our online form.
• Carrier Disclaimer: Wireless carriers are not liable for delayed or undelivered messages.

Privacy of Mobile Data

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors providing support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent, and this information will not be shared with any third parties.

Please review our full Privacy Policy at https://healthtrustfinancial.com/privacy for additional details on how your information is used and protected.

8. Modifications to Terms

We may revise these Terms at any time by updating this page. Continued use of the Site after such changes constitutes your acceptance of the new terms.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Alabama.