
Our promise
We are the only company the Ramsey Team recommends to help you find health insurance.

4 Reasons to Choose Health Trust
Health Trust Financial is RamseyTrusted®, that means:
- We follow the Ramsey mission.
- We've been fully vetted by the Ramsey team.
- We are dedicated to providing service you can count on.
- We are the only company the Ramsey team recommends to help you find health insurance.

Buying Health Insurance Is Difficult.
We agree - buying health insurance can be difficult. Many companies are offering several plans. Benefits are different. Fine print is hard to read. Terms are unfamiliar. And, the cost can be surprising. Now you have a solution.
What is the difference between Christian Sharing Ministries and traditional insurance?
When exploring healthcare coverage options, you might come across both traditional insurance plans and Christian healthcare sharing ministries. It's crucial to understand how these two options differ.
Traditional insurance is heavily regulated by state and federal laws, which mandate specific coverage requirements and financial reserves. These regulations protect consumers and ensure reliability. In contrast, Christian healthcare sharing ministries do not operate under the same legal requirements. They are faith-based organizations that facilitate the voluntary sharing of medical costs among members, bypassing many of the mandates typical of insurance companies

Who is Health Trust Financial?
Nationally endorsed and licensed leader in providing Health Insurance to individuals and small businesses. Offering multiple carriers with superior financial ratings and a proven track record of success.

Experience and Expertise
Since 1995, a recognized leader, one of the nation's largest providers of Health Savings Accounts.
Specializing in Health & Term Life Insurance.
Throughout the years, we have encountered every possible scenario. We can tailor products and services to best suit consumer needs.

Hear from our customers
His knowledge was impeccable. He listened and wasn't in a hurry. Follow up was great too. More than happy to recommend him to anyone!
Met all my expectations. Was a pleasant experience all around. Felt like Mike and his team were honest, a feeling I don't get when dealing with insurance companies.
He and his team made the entire thing so easy for me. Answered all my questions.
He reached out immediately, was very helpful in helping me understand the process and our options. We were able to go with a plan that saved us $8,500 a year!
It was a quick and easy process.
While I did not make a purchase, I felt that I was informed as to my options. Never felt pressured.
Health Insurance is so hard to understand but all my questions were answered and in a down-to-earth manner that made me feel comfortable choosing the right plan for me.
He provided everything I needed to know, and made it super easy to get insurance, and it only took a few minutes. Also, I didn't have to worry about getting a ton of phone calls from different agents. My phone number and other contact info was kept confidential.
They answered the phone which was an unusual wonderful surprise for companies nowadays. They were genuinely searching for the best thing for my family, and explaining how the process and plans worked, very clearly. They seemed to actually care and showed kindness and compassion.
He was very knowledgeable and helped me with my insurance questions. He gave me several options and didn't push me to make a decision for coverage. He considered my financial situation and my current coverage. I would highly recommend him to my friends.
I was upset that my large global company gave me COBRA at $1750 a month. I was in shock...I went to Ramsey learned about insurance brokers and called. I cannot tell you how relived I was talking with him and his team. I was able to get affordable insurance and that means everything as a retiree not yet 65. Very grateful!
4.9 out of more than 10,000 reviews. ⭐⭐⭐⭐⭐

Customer Satisfaction
97% of National Approval from customers nationwide.
Our agents have a "Heart of a Teacher" mentality. This means we educate consumers to save money with higher deductibles or HSA.
We are easy to reach at our dedicated customer line 888-682-7316. We are committed to responding quickly to customer questions and concerns.
