Medi-Share Complete
Medi-Share Complete is a more comprehensive healthcare sharing option for members who want broader coverage of shared medical costs. An advisor explains how it works and whether it fits.
A licensed advisor follows up with your options. Free. No obligation.
Considering Medi-Share Complete? Here's what you need to know.
If you like the idea of healthcare sharing but want a more complete level of cost sharing, Medi-Share Complete is worth understanding. As with any sharing option, it isn't insurance and works differently, so we'll explain the details plainly.
What Medi-Share Complete is
A broader level of cost sharing.
It is built for members who want more of their medical costs eligible for sharing.
A membership, not an insurance contract.
Costs are shared among members rather than paid out by a carrier.
A monthly share.
An advisor will show you what that looks like next to an insurance premium.
Medi-Share Complete compared to health insurance
This is a general comparison. Your advisor will walk you through the specifics for your situation before you decide anything.
The honest tradeoffs
Medi-Share Complete is a sharing program, not insurance. The consumer protections that come with a regulated insurance plan do not apply. Pre-existing conditions are handled differently, and eligibility rules determine what gets shared. We'll walk you through exactly where those lines fall before you decide.
Broader is not the same as guaranteed.
More costs are eligible for sharing. That is not the same as an insurer contractually owing you a benefit.
It is not insurance.
That distinction matters legally and practically.
The rules still apply.
Eligibility guidelines determine what gets shared. An advisor will go through them with you.
Who it fits, and who it doesn't
It may be a good fit if
- You want healthcare sharing and it fits how you live
- You're generally healthy and want lower monthly costs than insurance
- The faith-based approach genuinely aligns with how you live
- You understand it isn't insurance and you're comfortable with that
It may not be a good fit if
- You have a significant pre-existing condition
- You need the legal protections of a regulated insurance plan
- You want certainty that a given cost will be covered
- The higher monthly share doesn't clear your budget
There is no wrong answer here, only the one that fits your situation. An advisor will help you see it clearly, and will tell you honestly if health insurance is the better call for you.
What it costs to talk to us
Nothing. Our help is free, and we're not paid more for steering you toward one option over another. If health insurance is the better fit for your situation, we'll tell you that.
Free. No obligation. No flood of calls.
Common questions
What does Medi-Share Complete include?
A broader level of cost sharing than the standard program. An advisor will walk you through the specifics.
Is it insurance?
No. It's a healthcare sharing program, and the protections work differently from insurance.
What makes Medi-Share Complete different from other sharing options?
Complete is built for members who want more of their medical costs eligible for sharing. The monthly share is higher to reflect that. An advisor will compare both with you side by side.
Does Complete cover pre-existing conditions?
Pre-existing conditions are handled differently than under insurance, and that's true of Complete as well. An advisor will explain exactly how before you join.
Is Complete cheaper than health insurance?
The monthly share is often lower than an insurance premium, though it costs more than the standard sharing tier. Whether it costs less overall depends on your health and what care you need. An advisor will walk you through both.
Can I change my Medi-Share membership later?
Usually, though the timing and the process depend on your membership. An advisor can explain how that would work for you.
Talk to an advisor about your options.
Talk to an advisor about your optionsFree. No obligation. No flood of calls. Or call 855-255-2982.