Join the Health Trust Financial Agent Network
Health Trust Financial is one of the largest independent agencies in the country, with roughly 12,000 agents nationwide. If you're a licensed agent who wants to do right by clients, we'd like to talk.
We'll be in touch within two business days.

We built this agency on a simple idea: work for the client, teach instead of sell, and earn trust that lasts. If that's how you want to run your book, you'll fit here. As a RamseyTrusted health insurance brokerage, we give agents a respected name to stand behind and the support to serve clients well.
The health insurance industry is full of high-pressure sales floors and quotas that force agents into bad recommendations. We reject that model entirely. We believe that if you put the client's needs first, the business follows naturally.
When you join our network, you aren't just getting carrier contracts. You are joining a culture that values integrity over a quick close, backed by the infrastructure of a nationwide organization.
What it's like to work here
A respected, RamseyTrusted name to represent.
You don't have to convince people you're one of the good guys. When you represent Health Trust Financial, clients know you've been held to a standard. That recommendation changes the tone of every conversation you have.
A client-first culture, not a hard-sell floor.
What does a client-first culture actually mean day to day? It means you can talk someone out of a sale. If a client's current plan is truly their best option, you tell them to stay put. We celebrate that honesty, because it's how you build a book of business that lasts for decades.
The scale and support of a national agency.
You get the independence of running your own business with the backing of one of the largest agencies in the country. We handle the carrier relationships, the compliance frameworks, and the back-office support so you can focus on advising.
Who we're looking for
We are looking for licensed health insurance agents who are in good standing and ready to work. But a license is just the baseline.
We want advisors who are client-first by instinct. You should naturally want to explain a deductible rather than just quote a premium. You should be willing to do the hard work of checking networks and formularies because you know it matters to the person on the other end of the line.
We are looking for people who are building for the long haul. If you are looking for a quick, transactional environment, this is not the right fit. If you want to build a career based on trust and repeat business, we want to talk to you.
What we provide
Carrier access. You will have access to the top national and regional carriers, ensuring you can genuinely shop the market for your clients rather than pushing a limited portfolio.
Back-office support. We handle the administrative friction. Our dedicated support teams assist with contracting, compliance, and resolving carrier issues, freeing up your time to advise.
A brand clients already trust. You are representing a name that carries weight. Before you say a word, the client knows you are part of an organization that has been nationally recommended for over two decades.
The RamseyTrusted advantage, from an agent's side
Most insurance agents spend the first half of every conversation trying to prove they aren't trying to scam the client. The consumer is defensive, guarded, and skeptical.
The RamseyTrusted recommendation changes that dynamic entirely. Clients arrive already trusting you. They have been told by a voice they respect that you are the expert they should listen to.
It is the single biggest practical benefit of the name. It allows you to skip the defensive posturing and get straight to doing what you do best: solving their healthcare problems and finding them the right coverage.
Common questions.
What does it mean to work with a RamseyTrusted brokerage?
It means you are representing a brand that clients already trust before you even say a word. The Ramsey audience is highly engaged and expects a teacher's heart. Working with us means you commit to that standard of service.
Do I need to be licensed in multiple states?
While being licensed in multiple states can expand your opportunities, it is not strictly required to start. We can discuss your current licensing and how it fits into our nationwide network during our initial conversation.
What kind of support do you provide to agents?
We provide comprehensive back-office support, access to all major carriers, ongoing training, and a clear compliance framework. Our goal is to handle the administrative friction so you can focus on advising clients.
Is this a captive agency environment?
No. Health Trust Financial is an independent brokerage. We believe in giving our agents the freedom to build their book of business while providing the scale and resources of a massive national network.
How are commissions structured?
We offer highly competitive commission structures that reflect our scale as one of the largest independent agencies in the country. Specific commission schedules and splits are discussed in detail during the onboarding process.
What products will I be able to offer?
You will have access to a full suite of products including ACA marketplace plans, Medicare Advantage, Medicare Supplements, Part D, short-term coverage, dental, vision, and faith-based healthcare sharing options.
What is your approach to lead generation?
We believe in high-intent conversations rather than cold calling. Because of our national presence and Ramsey recommendation, we generate significant inbound interest from consumers actively looking for an advisor they can trust.
How long does the onboarding process take?
The timeline varies depending on your current licensing and carrier appointments, but our dedicated onboarding team works to get you appointed and ready to advise clients as efficiently as possible.