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Navigate the Complex World of Health Care with a Christian Alternative
Looking for a health care solution that’s affordable and aligns with your Christian values? Save up to 50% on your health care with Medi-Share. Medi-Share offers a community driven alternative to health insurance.
What is Medi-Share?
Medi-Share is a trusted health care sharing ministry that unites Christians to share in one another’s medical expenses. With over 30 years of experience, Medi-Share offers a Christ centered solution for managing health care costs, rooted in prayer, stewardship, and biblical values.
Contact Us for a Free Quote and Eligibility Check
Dave Ramsey attests to our unquestioned integrity and dedication to serving our clients. You can trust us to go the extra mile to secure affordable health insurance that aligns with your financial goals, including Health Savings Accounts (HSAs) that Dave Ramsey frequently recommends on his show.
Missed the open enrollment window? Don't worry! At Health Trust Financial, we understand that life doesn't always follow a schedule. If you've had a qualifying life event, reach out to us today to see if you qualify for a special enrollment period. Let us help you secure the health insurance coverage you need, precisely when you need it.
Reach out to us at 855-255-2982 or simply fill out our Contact Form to begin with your complimentary quote and eligibility assessment!
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How Does Medi-Share Work?
- Monthly Contributions: Each month, your contributions help support medical expenses for members in need – while they do the same for you.
- Expense Sharing: When a member has met their out-of-pocket amount, eligible costs like doctor visits, surgeries, maternity care, hospital stays and more can be submitted for sharing.
- Biblical Guidelines: Members commit to healthy, faith-based living.
- Nationwide Provider Flexibility: Access a wide network of providers and tools to compare pricing and quality, so you can easily find the best care for your needs.
Medi-Share Complete
A comprehensive option great for families, individuals, and self-employed business owners.
The Medi-Share Difference
- $8B+ Medical Bills Shared & Discounted
- $50M+ Shared Per Month
- Nationally Accredited
- 30+ Years of Sharing
- 400K+ Members
- Save up to 50% per month
- Dental, Vision, and Prescription Discounts
- 24/7 Access to Telehealth
- Prayer & Encouragement
- Referral Rewards
Medi-Share Member Reviews
Frequently Asked Questions
Medi-Share offers savings of up to 50% on medical expenses and a single Annual Household Amount for the entire family. Members share in each other’s medical costs through a supportive, faith-based community while ensuring contributions align with Christian values. Guided by Biblically aligned, member-voted principles, Medi-Share offers a cost-effective and value-driven alternative to other health care options.
Medi-Share stands out from other Health Care Sharing Ministries by offering direct billing for a smoother process, rather than self-pay reimbursement. With almost 400K members and over $8B+ bills shared and discounted since 1993, it’s a proven and trustworthy option. As the first nationally accredited Health Care Sharing Ministry, Medi-Share ensures reliability for members.
Medi-Share accepts individuals with pre-existing conditions, with eligibility for sharing based on faithful participation. After 36 months of sharing, members may have up to $100,000 shared per year for pre-existing conditions, increasing to $500,000 per year after 60 months. Conditions like high blood pressure or cholesterol, if controlled through medication and lifestyle, are not considered pre-existing regarding future vascular events. Prescription costs for new, non-pre-existing conditions may be shared for up to six months, though preventative care, aside from annual physicals with limited labs is not eligible for sharing. Please read the Medi-Share 65+ guidelines for sharing details with Medi-Share 65+.
Medi-Share 65+ offers 24/7 telehealth access at no additional cost and discounts on dental, vision, and hearing services. Members have a low monthly price of $99 at ages 65-74 and $150 for 75 and older, with no provider network restrictions. Additionally, there is a single annual amount of $500 before eligible medical bills can be shared by the community.
Medi-Share members are part of a Christian community that supports each other not only through medical bill sharing, but through prayer and support. This community of believers share the same values and appreciate that their health care dollars are not subsidizing abortions, drug addictions, or any other unbiblical lifestyle choices.
Hear from our customers
His knowledge was impeccable. He listened and wasn't in a hurry. Follow up was great too. More than happy to recommend him to anyone!
Met all my expectations. Was a pleasant experience all around. Felt like Mike and his team were honest, a feeling I don't get when dealing with insurance companies.
He and his team made the entire thing so easy for me. Answered all my questions.
He reached out immediately, was very helpful in helping me understand the process and our options. We were able to go with a plan that saved us $8,500 a year!
It was a quick and easy process.
While I did not make a purchase, I felt that I was informed as to my options. Never felt pressured.
Health Insurance is so hard to understand but all my questions were answered and in a down-to-earth manner that made me feel comfortable choosing the right plan for me.
He provided everything I needed to know, and made it super easy to get insurance, and it only took a few minutes. Also, I didn't have to worry about getting a ton of phone calls from different agents. My phone number and other contact info was kept confidential.
They answered the phone which was an unusual wonderful surprise for companies nowadays. They were genuinely searching for the best thing for my family, and explaining how the process and plans worked, very clearly. They seemed to actually care and showed kindness and compassion.
He was very knowledgeable and helped me with my insurance questions. He gave me several options and didn't push me to make a decision for coverage. He considered my financial situation and my current coverage. I would highly recommend him to my friends.
I was upset that my large global company gave me COBRA at $1750 a month. I was in shock...I went to Ramsey learned about insurance brokers and called. I cannot tell you how relived I was talking with him and his team. I was able to get affordable insurance and that means everything as a retiree not yet 65. Very grateful!
4.9 out of 10,000+ reviews. ⭐⭐⭐⭐⭐
