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PHONE: 855-255-2982
GET QUOTE

SHORT-TERM HEALTH INSURANCE PLANS

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Flexible and Affordable Health Insurance Options

At Health Trust Financial, we understand that life can be unpredictable. That's why we offer flexible and affordable short-term health insurance plans designed to provide you with coverage during transitional periods. Whether you're between jobs, waiting for open enrollment, or simply need a temporary solution, our short-term plans have you covered.
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Why Choose Short-Term Health Insurance?

Short-term health insurance offers a range of benefits that make it an excellent choice for many individuals:

enrollment-icon Quick and Easy Enrollment

Get covered without waiting for open enrollment periods.
Affordable Premiums Affordable Premiums

Enjoy lower premiums compared to traditional health insurance plans.
Customizable Coverage Customizable Coverage

Choose the coverage duration that best fits your needs, from 30 days to up to 12 months.
Wide Network Access to a Wide Network of Providers

Receive care from a broad network of healthcare professionals and facilities.

Easy to Understand and Navigate

We know that health insurance can be complex. That's why we strive to make our short-term plans easy to understand. Our team is here to guide you through the process, ensuring you select the best plan for your unique situation. With straightforward terms and clear explanations, you can make informed decisions about your health coverage.
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Who Can Benefit from Short-Term Health Insurance?

Our short-term health insurance plans are ideal for:

  • Job Seekers: Individuals between jobs or waiting for new employer benefits to begin.
  • Recent Graduates: Young adults transitioning from student health plans to their first job.
  • Early Retirees: Those who retire before becoming eligible for Medicare.
  • Seasonal Workers: Employees with seasonal or temporary jobs needing coverage during off months.
  • Travelers: Individuals traveling within the U.S. who need temporary coverage.

Contact Us for a Free Quote and Eligibility Check

Dave Ramsey attests to our unquestioned integrity and dedication to serving our clients. You can trust us to go the extra mile to secure affordable health insurance that aligns with your financial goals, including Health Savings Accounts (HSAs) that Dave Ramsey frequently recommends on his show.

Ready to explore your short-term health insurance options, endorsed by Dave Ramsey? Contact us today for a free quote and eligibility check. Our friendly and knowledgeable team at Health Trust Financial, trusted by Dave Ramsey followers, is here to help you find the perfect plan to meet your needs and align with Dave Ramsey's financial principles. Don't wait—secure your health coverage today and gain peace of mind for tomorrow.

Call us at 855-255-2982 or fill out our Contact Form to get started!

Hear from our customers

4.9 out of 8,060 reviews. ⭐⭐⭐⭐⭐

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Anna Hoaglan 5.0

His knowledge was impeccable. He listened and wasn't in a hurry. Follow up was great too. More than happy to recommend him to anyone!

Chad Bianco 4.2

Met all my expectations. Was a pleasant experience all around. Felt like Mike and his team were honest, a feeling I don't get when dealing with insurance companies.

Sandi Wilson 5.0

He and his team made the entire thing so easy for me. Answered all my questions.

Amber Sharp 5.0

He reached out immediately, was very helpful in helping me understand the process and our options. We were able to go with a plan that saved us $8,500 a year!

Felicia Terry 5.0

It was a quick and easy process.

Chris Garrison 5.0

While I did not make a purchase, I felt that I was informed as to my options. Never felt pressured.

Regina Easton 5.0

Health Insurance is so hard to understand but all my questions were answered and in a down-to-earth manner that made me feel comfortable choosing the right plan for me.

Carla Wilson 5.0

He provided everything I needed to know, and made it super easy to get insurance, and it only took a few minutes. Also, I didn't have to worry about getting a ton of phone calls from different agents. My phone number and other contact info was kept confidential.

Charlie Sumpter 5.0

They answered the phone which was an unusual wonderful surprise for companies nowadays. They were genuinely searching for the best thing for my family, and explaining how the process and plans worked, very clearly. They seemed to actually care and showed kindness and compassion.

Terrie Wright 5.0

He was very knowledgeable and helped me with my insurance questions. He gave me several options and didn't push me to make a decision for coverage. He considered my financial situation and my current coverage. I would highly recommend him to my friends.

Carolene CdeBaca 5.0

I was upset that my large global company gave me COBRA at $1750 a month. I was in shock...I went to Ramsey learned about insurance brokers and called. I cannot tell you how relived I was talking with him and his team. I was able to get affordable insurance and that means everything as a retiree not yet 65. Very grateful!

When shopping for short-term health insurance plans, individuals often have questions to understand the coverage options, eligibility criteria, and limitations associated with these plans. Here are some common questions:

Coverage and Benefits

1. What services are covered under a short-term health insurance plan?

2. Are pre-existing conditions covered under short-term health insurance?

Duration and Renewal

1. How long can I have coverage with a short-term health insurance plan?

2. Can I renew my short-term health insurance plan if I need coverage for a longer period?

Eligibility and Enrollment

1. Who is eligible to enroll in a short-term health insurance plan?

2. Are there any age restrictions for purchasing short-term health insurance?

Cost and Affordability

1. How much do short-term health insurance plans typically cost?

2. Are there any subsidies or financial assistance programs available for short-term health insurance?

Provider Network

1. Can I see any doctor or specialist with a short-term health insurance plan?

2. Is there a network of providers I must use, or can I choose my own?

Coverage Limits and Exclusions

1. What are the coverage limits and exclusions of a short-term health insurance plan?

2. Are there any specific medical conditions or treatments that are not covered?

Prescription Drugs and Preventative Care

1. Are prescription drugs covered under a short-term health insurance plan?

2. Does the plan cover preventative care services such as vaccinations and screenings?

Emergency Services and Hospitalization

1. Does the plan cover emergency services and hospitalization?

2. What are the coverage limits for emergency room visits and hospital stays?

Enrollment Process

1. How do I enroll in a short-term health insurance plan?

2. How quickly does coverage start after enrolling in a short-term health insurance plan?

Comparison with Other Plans

1. What are the differences between short-term health insurance and traditional health insurance plans?

2. How does short-term health insurance compare to other coverage options like COBRA or ACA plans?

Changes in Coverage

1. Can I make changes to my coverage during the term of the short-term health insurance plan?

2. What happens if I need to cancel my short-term health insurance coverage early?

Add On Options

SEP, HSA, Dental Vision, Telehealth