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Medicare Supplements

Comprehensive Coverage for Seniors with Medicare

At Health Trust Financial, we understand the importance of having complete health coverage, especially for seniors with Medicare. Our Medicare Supplement plans, also known as Medigap, provide secondary insurance to help cover the gaps left by traditional Medicare. These plans ensure you have the financial protection and peace of mind you deserve.

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What are Medicare Supplements?

Medicare Supplement plans are additional insurance policies that work alongside your original Medicare (Part A and Part B) coverage. They help pay for out-of-pocket costs such as copayments, coinsurance, and deductibles that Medicare doesn’t fully cover.
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Benefits of Medicare Supplement Plans

  • Additional Coverage: Covers expenses not fully paid by Medicare, reducing your out-of-pocket costs.
  • Predictable Costs: Helps you manage healthcare expenses with more predictable monthly premiums.
  • Flexibility: Allows you to choose any doctor or hospital that accepts Medicare, without network restrictions.
  • Comprehensive Protection: Provides peace of mind knowing you have extra coverage for medical expenses.
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Who Can Benefit from Medicare Supplements?

Medicare Supplement plans are ideal for:

  • Seniors with Medicare: Individuals enrolled in Medicare Part A and Part B.
  • Frequent Healthcare Users: Those with chronic conditions or who require frequent medical services.
  • Travelers: Individuals who need coverage that travels with them, including abroad in some cases.
  • Budget-Conscious Seniors Those looking to manage and reduce their out-of-pocket healthcare expenses.

How to Choose the Right Medicare Supplement Plan

Selecting the right Medicare Supplement plan depends on your specific healthcare needs and financial situation. Here’s how you can get started:

Eligibility Assess Your
Needs

Consider your current health status, frequency of medical care, and financial situation.
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Plans

Evaluate different Medicare Supplement plans to find the one that offers the coverage you need.
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Our team can help you navigate the options and choose the best plan for you.

Contact Us for Eligibility and Options

Dave Ramsey attests to our unquestioned integrity and dedication to serving our clients. You can trust us to go the extra mile to secure affordable health insurance that aligns with your financial goals, including Health Savings Accounts (HSAs) that Dave Ramsey frequently recommends on his show.

Secure your health and financial well-being with a Medicare Supplement plan from Health Trust Financial. Contact us today to learn more about your options and determine your eligibility. Our team is here to help you navigate your Medicare Supplement choices and find the best coverage for your needs.

Call us at 855-255-2982 or fill out our [Contact Form] to get started with your free quote and explore your Medicare Supplement options!

Why Choose Health Trust Financial?

1
Expert Guidance

Our knowledgeable team will help you understand your options and select the right plan.
2
Comprehensive Plans

We offer a wide range of Medicare Supplement plans to meet diverse needs.
3
Personalized Service

Receive tailored advice and support throughout the enrollment process.

Hear from our customers

4.9 out of 8,060 reviews. ⭐⭐⭐⭐⭐

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Anna Hoaglan 5.0
His knowledge was impeccable. He listened and wasn't in a hurry. Follow up was great too. More than happy to recommend him to anyone!
Chad Bianco 4.2
Met all my expectations. Was a pleasant experience all around. Felt like Mike and his team were honest, a feeling I don't get when dealing with insurance companies.
Sandi Wilson 5.0
He and his team made the entire thing so easy for me. Answered all my questions.
Amber Sharp 5.0
He reached out immediately, was very helpful in helping me understand the process and our options. We were able to go with a plan that saved us $8,500 a year!
Felicia Terry 5.0
It was a quick and easy process.
Chris Garrison 5.0
While I did not make a purchase, I felt that I was informed as to my options. Never felt pressured.
Regina Easton 5.0
Health Insurance is so hard to understand but all my questions were answered and in a down-to-earth manner that made me feel comfortable choosing the right plan for me.
Carla Wilson 5.0
He provided everything I needed to know, and made it super easy to get insurance, and it only took a few minutes. Also, I didn't have to worry about getting a ton of phone calls from different agents. My phone number and other contact info was kept confidential.
Charlie Sumpter 5.0
They answered the phone which was an unusual wonderful surprise for companies nowadays. They were genuinely searching for the best thing for my family, and explaining how the process and plans worked, very clearly. They seemed to actually care and showed kindness and compassion.
Terrie Wright 5.0
He was very knowledgeable and helped me with my insurance questions. He gave me several options and didn't push me to make a decision for coverage. He considered my financial situation and my current coverage. I would highly recommend him to my friends.
Carolene CdeBaca 5.0

I was upset that my large global company gave me COBRA at $1750 a month. I was in shock...I went to Ramsey learned about insurance brokers and called. I cannot tell you how relived I was talking with him and his team. I was able to get affordable insurance and that means everything as a retiree not yet 65. Very grateful!

People shopping for Medicare Supplement (Medigap) plans often have a variety of questions to ensure they choose the best coverage for their needs. Here are some common questions:

Coverage and Benefits

  1. What does a Medicare Supplement plan cover?
  2. How do Medigap plans differ from Medicare Advantage plans?
  3. Which Medigap plan offers the most comprehensive coverage?
  4. Are prescription drugs covered under Medicare Supplement plans?
  5. What are the differences between Plan A, Plan F, Plan G, and other Medigap plans?

Eligibility and Enrollment

  1. When can I enroll in a Medicare Supplement plan?
  2. Can I be denied a Medigap plan due to pre-existing conditions?
  3. Is there a specific enrollment period for Medicare Supplements?
  4. Can I switch Medicare Supplement plans if my needs change?

Costs

  1. How much do Medicare Supplement plans cost?
  2. What factors affect the premium prices for Medigap plans?
  3. Are there any hidden costs or fees associated with Medigap plans?
  4. How do Medigap premiums change as I get older?
  5. Can I get help paying for my Medigap premiums?

Choosing the Right Plan

  1. How do I choose the right Medicare Supplement plan for my needs?
  2. What should I consider when comparing different Medigap plans
  3. Are there any tools or resources to help compare Medigap plans?
  4. Can I get a free consultation to discuss my Medigap options?

Provider Network and Usage

  1. Can I see any doctor or specialist with a Medigap plan?
  2. Do I need referrals to see specialists with a Medigap plan?
  3. How do Medigap plans work with Original Medicare?
  4. Will my Medigap plan cover me if I travel out of state or abroad?

Claims and Billing

  1. How are claims handled with a Medigap plan?
  2. Do I need to submit claims myself, or will the provider handle it?
  3. How long does it take for claims to be processed and paid?

Additional Considerations

  1. Are there any additional benefits included with Medigap plans?
  2. How does Medigap interact with other insurance I might have, like employer or retiree coverage?
  3. What happens if I need to cancel my Medigap policy?
  4. Are Medigap plans standardized across states?