Why the Ramsey Team Recommends Health Trust Financial
Health Trust Financial is the only company the Ramsey Team recommends to help you find health insurance. We've been their nationally recommended provider since 2003, after being fully vetted by the Ramsey team.
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The Ramsey recommendation isn't a logo we bought. It's a standard we've held for more than two decades.
Dave Ramsey's team vets the companies they recommend and holds them to the Ramsey mission, and they've trusted Health Trust Financial with health insurance since 2003.
Finding health insurance is notoriously difficult. The plans are dense, the pricing is opaque, and it is incredibly easy to make a mistake that costs you money. The Ramsey Team recognizes that their audience needs a trusted guide to sort through the noise. That is the role we play.
We compare plans across top carriers, check the networks, explain the deductibles, and help you find the right fit for your budget. And because the carriers pay us, our help is completely free to you.
Hear it from Dave
What RamseyTrusted means
We follow the Ramsey mission.
We teach instead of sell. We ensure you understand your options before you make a decision.
We've been fully vetted by the Ramsey team.
This is an earned recommendation. The Ramsey team holds recommended companies to a standard and keeps checking.
We're dedicated to service you can count on.
We answer the phone, we give honest advice, and we stay with you through renewals and life changes.
We're the only company they recommend.
Health Trust Financial is the exclusive, nationally recommended provider for health insurance.
Why it matters to you
A trusted recommendation is worth more than an ad. When the Ramsey team points you to us, it means we've already been held to a standard, so you can start from trust instead of suspicion.
You don't have to wonder if we're going to push a high-pressure sale or steer you toward a carrier just because they pay a higher commission. We work for you. We compare your options across the market and give you the honest truth about what fits your budget.
If you need health insurance, you need an expert in your corner. The Ramsey recommendation is your assurance that you've found one.
What the recommendation covers, and what it doesn't
We believe in being scrupulously honest about our recommendation. The Ramsey Team recommends Health Trust Financial specifically for health insurance. This includes individual and family plans, Medicare options, and short-term coverage.
It does not cover life insurance. While we offer term life insurance and can help you secure coverage, the Ramsey Team recommends a different provider for life insurance.
It also does not cover the faith-based alternative to health insurance. That program is a separate option we offer, but it falls outside the scope of the Ramsey recommendation. We tell you this plainly because a company willing to state the limits of its own recommendation is a company you can believe about everything else.
What being vetted actually involves
The Ramsey team does not simply sell their logo to the highest bidder. They actively seek out companies that share their values and their commitment to financial peace.
Being vetted means the Ramsey team has examined our business practices, our customer service record, and our approach to helping clients. They hold recommended companies to a standard and they keep checking to ensure that standard is maintained.
They expect us to put the client first, to educate rather than pressure, and to provide honest advice even if it means we don't make a sale. That is the standard we meet every day.
Twenty-two years.
Health Trust Financial has been recommended by the Ramsey Team since 2003.
A recommendation that survives two decades is a different thing from a new partnership. It represents a long-term track record of trust, consistency, and doing the right thing for thousands of families. We are proud of that history, and we work hard to earn it again with every phone call.
What our clients say.
"He provided everything I needed to know, and made it super easy to get insurance, and it only took a few minutes. Also, I didn't have to worry about getting a ton of phone calls from different agents."
"They answered the phone which was an unusual wonderful surprise for companies nowadays. They were genuinely searching for the best thing for my family, and explaining how the process and plans worked, very clearly."
"Health Insurance is so hard to understand but all my questions were answered and in a down-to-earth manner that made me feel comfortable choosing the right plan for me."
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What does it mean to be RamseyTrusted?
Being RamseyTrusted means a company has been fully vetted by Dave Ramsey's team and has committed to following the Ramsey mission. It is a recommendation of our service, integrity, and client-first approach to health insurance.
Does Dave Ramsey or Ramsey Solutions own Health Trust Financial?
No. Health Trust Financial is an independent health insurance brokerage. We are a separate company that has been vetted and recommended by the Ramsey Team to serve their audience.
Does the Ramsey recommendation cost me anything?
No. Our services are completely free to you, and the price of your health insurance plan is exactly the same whether you use us or go directly to the carrier. The recommendation does not add any cost to your premium.
What exactly does the recommendation cover?
The Ramsey Team recommends Health Trust Financial specifically for health insurance. This includes individual and family plans, Medicare options, and short-term coverage.
Does the recommendation cover life insurance?
No. While we offer term life insurance, the Ramsey Team recommends a different provider for life insurance. Their recommendation of Health Trust Financial applies strictly to health insurance.
Does the recommendation cover Medi-Share?
No. The Ramsey Team recommendation covers health insurance. It does not cover faith-based healthcare sharing programs.
How long has Health Trust Financial been recommended?
We have been the nationally recommended provider for health insurance since 2003. That is more than two decades of maintaining the trust of the Ramsey team and their audience.
Will I be pressured to buy a plan?
Never. Part of the RamseyTrusted standard is that we teach instead of sell. We explain your options, answer your questions, and let you decide. If you aren't ready, we would rather you wait.
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