Short-Term Health Insurance to Bridge a Gap

    Short-term coverage is a faster, lower-cost bridge for a temporary gap, and it can start in a matter of days. A licensed advisor explains the limits before you choose it, free of charge.

    A licensed advisor follows up with your options. Free. No obligation.

    A young adult looking at a laptop screen while sitting on a couch
    4.9 starsfrom 10,000+ lifetime reviews.
    Since 2003Recommended by The Ramsey Team.
    12,000+agents nationwide.

    Need coverage fast? Here's what to know first.

    Between jobs, waiting for a plan to begin, or covering a few months before Medicare? A short-term plan can get you covered quickly without paying for more than you need right now. Health Trust Financial is the only company the Ramsey Team recommends to help you find health insurance, and an advisor will tell you honestly whether short-term is the right fit.

    What short-term coverage is good for

    A gap between jobs.

    Stay covered after leaving employer coverage and before your next plan starts.

    The wait before another plan begins.

    Bridge the time until an ACA plan or Medicare kicks in.

    A fast, lower-cost option.

    When you need something in place quickly, an advisor will tell you honestly if it fits.

    The honest limits

    It's a bridge, not comprehensive coverage, so it has limits. An advisor will walk you through them so there are no surprises.

    See my options

    Free. No obligation. No flood of calls.

    Common questions.

    How fast can short-term coverage start?
    Often within a few days.
    How long can it last?
    It's meant to be temporary. Your advisor will explain the length available in your situation.
    Is short-term coverage comprehensive?
    No. It covers less than a full ACA plan, which is why an advisor explains the tradeoffs before you choose.

    "While I did not make a purchase, I felt that I was informed as to my options. Never felt pressured."

    Chris Garrison

    See my options in 2 minutes.

    See my options

    Free. No obligation. No flood of calls. Or call 855-255-2982.

    Call 855-255-2982See my options