Medi-Share 65+ acts as a supplement to your existing Original Medicare (Parts A and B) coverage.
This program is faith-based and operates through monthly contributions from its members to help cover eligible medical expenses.
It seeks to provide seniors with a cost-effective alternative to traditional Medicare supplement (Medigap) plans.
It emphasizes shared Christian values where members contribute to assist each other with medical costs.
Transparency and administrative support are prioritized within the program.
Navigating your healthcare options as a senior can feel overwhelming. Between deductibles, premiums, and gaps in Medicare coverage, understanding what works best for you is no small task. Thankfully, Medi-Share 65+ offers a unique option to complement your Medicare. With affordability, Christian community support, and a mission-driven approach to sharing medical costs, Medi-Share 65+ is an ideal solution for seniors looking to simplify their healthcare needs.
As you move into retirement and start using Medicare, you may see that it does not cover all your medical costs. That’s where Medicare supplement options, like Medi-Share 65+, can help.
Choosing the right Medicare supplement is an important choice. Medi-Share 65+ is a program that helps with costs. It works with your Original Medicare (Part A and Part B) but does not replace it. Keep in mind that this makes it different from Medicare Advantage plans (Part C).
Designed specifically for seniors aged 65 and older who have Medicare Parts A and B, Medi-Share 65+ is a Christian health care sharing program that fills the financial gaps Medicare leaves behind.
By joining Medi-Share 65+, you become part of a faith-based community that values care and compassion while offering cost-saving solutions for out-of-pocket medical expenses. Medi-Share 65+ operates on the biblical principle of sharing, members come together to help share in each other’s medical bills.
Medi-Share 65+ works with Original Medicare. It’s not like Medicare Advantage plans, which usually act as your main insurance. With Medi-Share 65+, you still have your Original Medicare benefits and add some cost-sharing.
This means that Original Medicare is billed first. After that, you can send eligible expenses to Medi-Share 65+ to see if the community will share them. This option gives you the ability to choose your healthcare providers from the Original Medicare network. This is different from being stuck with a certain network in Medicare Advantage plans.
If you want a faith-based way to possibly lower your healthcare costs, while keeping the benefits and provider network of Original Medicare, you might think about Medi-Share 65+.
Choosing a Medicare supplement plan means looking closely at the good and bad sides of each option. Medi-Share 65+ offers unique benefits for seniors who want something different from regular Medicare supplement (Medigap) plans. These benefits include cost savings, a caring community, and shared faith-based values.
A big worry for seniors is the cost of healthcare. Medi-Share 65+ wants to help by offering lower monthly premiums than traditional Medicare supplement plans. Instead of paying higher premiums to an insurance company, members put money into a share account that helps with eligible medical expenses.
It’s important to know that this system has different ways of sharing costs. Your monthly amount could be lower, but the sharing level you choose and your medical expenses will impact what you pay out of your own pocket.
Medicare often leaves seniors with substantial out-of-pocket expenses for services it doesn’t fully cover. Medi-Share 65+ steps in as a reliable Medicare secondary option to ease seniors' financial burdens.
Medi-Share 65+ is more than a way to save money. Many seniors are drawn to it because it is based on shared Christian values. The program helps create a community. It brings together people who want to support each other, especially when it comes to healthcare costs. Members can feel like they belong and have a purpose, knowing their contributions help others facing medical issues.
For seniors, keeping their healthcare choices in line with their faith is important. Medi-Share 65+ provides a way for them to do this. It encourages support within a community that shares the same beliefs and values.
This program is designed for seniors who appreciate honesty and clear communication about their healthcare expenses. It allows them to be active members of a community with shared values, which improves their overall experience compared to regular insurance.
Medi-Share 65+ is made for seniors. It focuses on being easy to use. Whether you are signing up, understanding your options, or submitting medical bills, Medi-Share 65+ aims to offer support that is simple and easy to get.
Their customer support team is always ready to help. They can answer questions, give advice, and make your experience smooth. This dependable support is helpful for seniors who might find healthcare programs confusing.
If you want to enroll in Medi-Share 65+, it’s important to know the eligibility criteria and the steps to enroll. This program has specific rules based on its faith-based nature. You need to follow these rules and meet the age and Medicare enrollment requirements.
It’s also important to know what documents you need for a smooth enrollment. When you meet all the eligibility requirements and provide the right information, you can easily go through the enrollment process.
To join Medi-Share 65+, you need to be signed up for the federal Medicare program. This means you must have both Medicare Part A and Part B. You also need to be at least 65 years old. Besides these basic criteria for Medicare support, there are extra eligibility rules since Medi-Share 65+ is a faith-based program.
A key requirement is that you align with the program's Statement of Faith. This Statement shows the common Christian values that guide the community's support for each other's healthcare needs which brings peace of mind.
To be clear, future members should review the Statement of Faith and the program guidelines on the Medi-Share 65+ website. This will help you to see if your beliefs and actions match what the program stands for.
Medi-Share 65+ has designed its enrollment process to be user-friendly. The first step involves completing an online application form. This form gathers information about you and your spouse, if applicable, to determine your eligibility which can be done outside the typical open enrollment period.
During the enrollment process, you'll need to provide specific documentation for verification purposes:
|
Documentation |
Description |
|---|---|
|
Medicare Card |
Verifies Part A and Part B enrollment and provides your Medicare Beneficiary Identifier (MBI) |
|
Proof of Identity & Age |
Examples: driver's license, passport, birth certificate |
|
Statement of Faith Agreement |
Acknowledges and confirms alignment with the program's religious principles |
Following the submission of your application and supporting documents, Medi-Share 65+ will review your request. Upon approval, you will receive confirmation and guidance on setting up your monthly contributions.
In conclusion, choosing Medi-Share 65+ as your Medicare supplement has special benefits for seniors. It is cost-effective, offers community support from shared Christian values, and is easy to use. By knowing the coverage and how to enroll, you can have a smooth experience with great healthcare support. If you want a trustworthy Medicare supplement, think about the advantages of Medi-Share 65+ for a safe and customized healthcare solution.
Medi-Share 65+ is different from Medicare supplement insurance or a Medigap plan. It is a program that shares costs based on faith. It does not cover the Medicare Part B deductible like some Medigap plans do. Also, it does not provide coverage for prescription drugs, which is Medicare Part D.
Medi-Share 65+ is made to go along with Original Medicare (Part A and Part B). You cannot use it with Medicare Advantage plans. It acts as a cost-sharing program for your Original Medicare coverage. It does not replace Medicare. Once Medicare pays its portion, Medi-Share 65+ shares in the rest of the eligible expenses, such as Medicare deductibles and coinsurance, after you meet the $500 Annual Household Portion (AHP).